Loan Calculator turns any loan into a clear picture. Enter the amount, the annual interest rate and the term, and see the monthly payment, the total interest and the full cost straight away. Everything is computed on your device, offline, with no account and no figures leaving your phone.
Get it on Google PlayLoan Calculator turns any loan into a clear picture. Enter the amount, the annual interest rate and the term, and see the monthly payment, the total interest and the full cost straight away. Everything is computed on your device, offline, with no account and no figures leaving your phone.
Planning a mortgage, an auto loan or a personal loan? The calculator applies the standard amortization formula, so every result is precise and reproducible — the same maths a lender uses to build a repayment schedule.
• Work out the monthly payment for any loan in seconds
• See total interest versus principal in a clean donut chart
• Get the estimated payoff date for the term you entered
• Switch between mortgage, auto and personal loan presets
• Adjust the term with a smooth slider and fine-tune the rate
• Model an extra monthly payment and see the interest and time it changes
• Pick your currency symbol and where it sits
Open the full month-by-month amortization schedule to see exactly how each payment splits between principal and interest, and how the balance falls to zero. Rows are grouped by year so a long mortgage stays readable.
Curious what happens if you pay a little more each month? Add an extra payment and the calculator shows how much interest that scenario avoids and how many months earlier the balance reaches zero.
Save your calculations and line them up side by side. Compare monthly payments and total interest across the scenarios you entered yourself.
Anyone running the numbers before a decision: home buyers checking mortgage repayment on different terms, car buyers testing an auto loan calculator scenario, students of finance who need a working amortization schedule, and anyone who simply wants a straightforward interest calculator.
Pro unlocks the complete amortization schedule, extra-payment scenarios, side-by-side comparison and unlimited saved calculations, and removes ads.
No sign-in, no cloud, no tracking of your finances. Your figures stay on your device.
Note: this app is a calculation tool only. It does not offer, broker or arrange loans or credit, has no lender partners, does not compare real market offers and gives no financial advice. Results are estimates based on the values you type in; your actual contract terms come from your lender.
Amount, annual rate, term — the monthly payment appears straight away, with total interest, total paid and the date of the last instalment. You see how much of each payment goes to principal and how much to interest. Add an extra monthly payment and it shows the interest saved and the months cut off. The subscription opens the full month-by-month amortization schedule and comparison of saved loans without limit.
The core tools stay available without paying. Pro starts with a 7-day free trial, and ads keep showing during that trial. After it ends, the weekly subscription renews automatically and removes the ads. Cancel any time in Google Play.
If you already bought the Pro version, it stays yours for life, with no subscription.